Virtual terminal
Key in card-not-present transactions from any browser — phone orders, deposits, and over-the-counter exceptions.
Online payments · FluidPay
Get paid without the counter.
When the customer isn't standing in front of you, you still need to get paid — fast, securely, and without chasing checks. FluidPay is our virtual terminal and online payments platform for card-not-present sales, with ACH bank payments built right into the portal.
01 / What FluidPay does
One dashboard. Every way to get paid.
Payment links
Send a secure link by text or email and let the customer pay in two taps. No website required.
Hosted checkout
A secure, PCI-friendly checkout page you can point your website or invoices to without touching card data.
Recurring billing & invoicing
Automate memberships, retainers, and payment plans. Send professional invoices that get paid online.
Tokenization
Securely store cards on file so repeat customers and subscriptions charge without re-entering details.
ACH bank payments
Accept ACH e-check payments straight from our online portals — a lower-cost option for large-ticket invoices and recurring billing.
Reporting dashboard
See every transaction, deposit, and customer in one place — clean reporting you can actually read.
02 / Send & get paid
From invoice to deposited.
Bill a customer, text them a link, and watch it clear — no counter, no check in the mail, no "I'll bring cash next week." For service businesses and B2B, that's the difference between getting paid this week and chasing it next month.
Start with a statement review03 / Built for B2B
Invoicing that earns lower rates.
Online payments and Level II/III optimization, working together.
- Recurring invoicing for retainers, net-terms, and payment plans.
- ACH bank payments for large-ticket invoices at a lower cost than cards.
- Level II/III data passed automatically on qualifying corporate cards.
- Cards on file via tokenization — charge approved customers instantly.
- One reporting view across in-person and online sales.
- Pair it with interchange-plus pricing →
04 / Next step
Ready to get paid online?
We'll set up FluidPay to match how you bill and connect it to the rest of your payments — terminals, pricing, and reporting.