Lower, transparent pricing
Interchange-plus or a cash discount / dual pricing program to lower — or eliminate — your processing fees. No tiers, no junk.
See pricing & programsService areas · Cedar Rapids · Iowa City · the Midwest
Credit card processing in Cedar Rapids & Iowa City.
A processor who reads your statement line by line, lowers your rate, and picks up the phone when you call. Based in the Cedar Rapids–Iowa City Corridor — and serving businesses across the Midwest. Not a 1-800 number three states away.
01 / Where we're based
Home base: the Cedar Rapids–Iowa City Corridor.
These are the hubs we know best and can reach in person. From here we serve businesses across the Midwest.
Cedar Rapids
Iowa City
Marion
Hiawatha
Coralville
North Liberty
Somewhere else in the Midwest? Ask if we cover you →
02 / Why local matters
A processor who can drive to you.
When your terminal goes down on a Friday afternoon, you don't want a ticket number — you want someone who knows your setup. In the Cedar Rapids–Iowa City Corridor, that can mean showing up in person; anywhere else in the Midwest, it means a direct line to a real person, not a queue.
We know Midwest businesses because we are one. Founded by Seth Wedewer out of a commercial banking and payment-processing background, we understand how the businesses here actually run — auto shops, B2B suppliers, clinics, salons, and professional offices — and where each of them tends to overpay.
Processor-agnostic means we're on your side of the table, recommending what fits your business instead of what one bank needs to sell.
03 / What you get
Everything a Midwest merchant needs to get paid.
Modern card machines
Dejavoo countertop, wireless, and mobile terminals with EMV chip, tap-to-pay, Apple Pay and Google Pay.
Browse terminalsOnline & virtual payments
FluidPay virtual terminal, payment links, and recurring invoicing for card-not-present sales across the Midwest.
Explore online payments04 / The offer
Send your statement. We'll do the math.
It's the fastest way to find out what you're really paying. Free, local, no obligation.
- Your true effective rate, calculated from a real statement.
- The padded fees worth questioning, flagged in plain English.
- Whether interchange-plus or cash discount saves you more.
- A straight yes-or-no on beating your current rate.
FAQ
Processing questions, answered.
Yes. Velocity Payments is a local, processor-agnostic merchant services provider serving Cedar Rapids, Iowa City, and the wider Midwest. We set up countertop, wireless, mobile, and online payments and tune your pricing to your card mix.
Usually, yes — but we'll tell you straight. Send your latest statement and we'll calculate your true effective rate and show you whether interchange-plus or a cash discount program saves you more.
Yes. We're a service-area business based in the Midwest. We meet you on-site in the Corridor, help install equipment, and you get a direct local phone number for support.
Yes, and there's no obligation. We read your statement, give you real numbers, and tell you honestly whether we can beat your current rate.